A three-way bridge.
The EMortgage links buyers, homeowners, and investors through a single, simple structure.
Buyers and owners apply
Home buyers and homeowners take out an EMortgage alongside their standard home loan. The EMortgage contributes funding for an agreed term of 7 to 8 years, reducing the cash and repayments required from the household.
Investors fund the pool
Investors commit capital to the HomeBridge Pooled EMortgage Fund. Each EMortgage in the pool is secured against a residential property in a pre-vetted, high-growth area.
Everyone benefits
Buyers get into homes sooner with a 5% deposit and no LMI. Owners reduce monthly mortgage repayments and unlock a cash-out facility. Investors receive inflation-indexed monthly interest plus exposure to residential capital growth, without the burdens of direct ownership.
Questions, answered.
Placeholder responses for context. Flagged for legal review before launch.
We're raising capital to bring the EMortgage to market.
Join investors helping us launch a new way to fund Australian homes. Request the investor pack to learn more.